$180,000
Restaurant Group • Brooklyn, NY
Approved After Two Bank Denials
Turned down twice by a bank, this owner secured a working line of credit in under 48 hours to cover payroll and a buildout.
Line of CreditCash Flow
THE NEXT LEVEL OF BUSINESS FINANCING
Fuel your next big move.
Fast, flexible business funding up to $1.5M — built to close deals, not slow them down. Apply in minutes, decisions in as little as 4 hours.
- $1.5M
- Funding available
- 4hr
- Approval decisions
- 24hr
- To get funded
- 40+
- Lending partners
Trusted & RecognizedRated Excellent A+ Accredited Standards 40+ Lending Partners Staten Island, NY Based
$250M+
Capital deployed to businesses
5,000+
Businesses funded
40+
Private lending partners
24hr
Funding turnaround
Funding Solutions
Flexible solutions to fund your business goals
One application gives you access to 40+ lenders and every major funding product — so you get the right capital at the right terms.
Unsecured Capital
Fast, flexible working capital — no collateral required.
- Based on revenue, not just credit
- Funding up to $1.5 million
- Cash in as little as 24 hours
Term Loans
A lump sum with predictable, fixed payments.
- Predictable payment schedule
- Competitive interest rates
- Ideal for major investments
SBA 7(a) Loans
Government-backed financing at the best terms available.
- Low rates & long repayment terms
- Variety of SBA programs
- We handle the paperwork
Lines of Credit
Revolving access to capital — draw only what you need.
- Pay only for what you use
- Reusable as you repay
- The ultimate cash-flow safety net
Equipment Financing
Acquire what your business runs on while preserving cash.
- Equipment serves as collateral
- Vehicles, machinery & tech
- Keep working capital free
Credit Repair
Strengthen your profile to unlock better offers.
- Personal & business credit
- Qualify for bigger funding
- Guided, step-by-step support
Why Choose Simply Advance
A partner built around your growth
Not a traditional lender — we're your hub to 40+ lenders, fighting for your best terms.
We understand small business
Specialists who know your industry's day-to-day challenges.
Big-picture underwriting
Your growth potential matters more than a single score.
One-to-one service
A dedicated Capital Specialist from application to funding.
Simple & Fast
Three steps to funding your future
1
Apply in minutes
Submit one quick online application. A Capital Specialist calls to discuss your needs — no fees, no credit-score hit.
2
Get a decision
We shop your file across 40+ lenders and bring back your strongest offers — approval in as little as 4 hours.
3
Receive your funds
Accept the offer that fits and get funded in as little as 24 hours. Spend it your way, at your own pace.
Case Studies
Real businesses. Real funding.
A look at how we've helped owners across industries get the capital they needed, right when they needed it.
$420,000
Construction • New Jersey
SBA Financing, Demystified
We walked a contractor through every SBA 7(a) document and closed at a rate he didn't think was possible for new equipment and expansion.
SBA 7(a)Expansion
$95,000
Logistics • Long Island, NY
Two Trucks, Same Week
An owner-operator financed two new trucks for his fleet the same week he applied — equipment as collateral, cash flow untouched.
Equipment Financing
Questions?
Frequently asked questions
Will applying affect my credit score?
No. Applying triggers only a soft credit inquiry, which does not impact your score. A hard pull happens only if you choose to move forward with a specific offer.
How fast can I get funded?
Many clients receive a decision in as little as 4 hours and funds in as little as 24 hours after accepting an offer, depending on the product and documentation.
How much can I qualify for?
Offers commonly range from $10,000 up to $1.5 million based on time in business, revenue, cash flow, and the product. Apply to see your personalized options.
Are there any application fees?
None. Applying with Simply Advance is completely free with no obligation to accept any offer.
About Simply Advance
Built to lift American businesses higher
We're the hub connecting you to 40+ private lenders — matching the right product to your needs, with terms that actually work.
- 40+
- Lending partners
- $1.5M
- Max funding
- 24hr
- To get funded
Get Financing Today
Ready to advance your business?
One application. 40+ lenders. Approval in as little as 4 hours.